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By Philip Haldiman, Independent Newsmedia

If all big-time cities have big-time companies and industries, then Peoria could be moving closer to the big time.

Arizona State University wants to operate and manage the BioInspire program, Peoria’s technology and biomedical incubator, in partnership with the city.

The marriage could bring a wide range of technologies to the incubator, spanning from software development to cyber-security, and more.

ASU and city officials recently met to discuss a proposal from the mega university that would expand on BioInspire, which was launched in 2011.

Mayor Cathy Carlat said ASU brings a wide range of experience in developing...

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5 Ways Veterans Can Strengthen Their Credit Scores
Sunday, April 09th, 2017 | Author:

These circumstances can lead to financial mismanagement, which can negatively impact veterans’ credit scores. A survey by the National Foundation for Credit Counseling found that 58 percent of veterans carry debt from month to month (almost twice the rate of civilians); a study published in the American Journal for Public Health found that 30 percent of veterans have gone over their credit limit, bounced or forged a check, been reported to a collection agency, or fallen victim to a financial scam.

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“A business that closes still must pay its employees,” said Los Angeles attorney Joshua H. Haffner. “The misclassification class action will proceed.” (LAW OFFICE OF JOSHUA H. HAFFNER)

DALLAS — Graebel Van Lines, a 65-year-old carrier of household goods based in Dallas, has ceased operations, according to multiple reports.

The company, which had 875 drivers in 2015, is in liquidation, Graebel stated in a letter sent to its creditors March 22.

“Graebel Van Lines, LLC and its affiliates … are ceasing ongoing operations, effective immediately and will begin winding down their affairs,”...

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Bank Camp;I loans and credit creation slowdowns – a warning sign?

While the overall slowdown in growth of bank loans has not gone unnoticed, its differences across categories and the varied risks they pose have not been fully assessed. So UBS Securities delved deeper into the numbers to answer the question: Should investors be concerned about the marked decline in credit creation?

Pexels / Pixabay

The Swiss bank’s short and quick answer: The decline in credit creation is not likely to herald significant corporate stress in the coming...

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ACCC Provides Tips on How to Use Credit Wisely
Saturday, April 08th, 2017 | Author:
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Home loans under Trump
Saturday, April 08th, 2017 | Author:
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Examining the causes of homelessness
Friday, April 07th, 2017 | Author:

Between 20 to 50 percent of homeless women cite intimate partner violence as the primary cause of their homelessness, according to the report.

Additionally, women experiencing homelessness report that lack of stable housing is a major reason reason they remained in violent relationships. Studies in two Midwestern states found that approximately 45 percent of homeless women reported staying in a violent relationship for up to two years because of lack of alternative housing, and women experiencing domestic violence are four times more likely to report housing instability than women who are not.

Economic abuse, which is defined as efforts to control an individual’s ability...

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BOSTON –Santander will pay a $22 million settlement to Massachusetts for issuing high-rate auto loans to consumers with poor credit.

Attorney General Maura Healey announced the agreement Wednesday.

Santander is the largest packager of subprime auto loan securities in the US Subprime auto loans are those made to consumers with poor credit by private financial institutions like Santander working through car dealerships.

Healey said the loans made by Santander to more than 2,000 Massachusetts residents were unfair and unaffordable.

Healeys investigation, done jointly with the Delaware Attorney Generals office, found that Santander allegedly made the loans without...

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Dive Brief:

  • Freddie Mac has introduced an automated process that replaces mortgage lenders’ current manual underwriting procedures for borrowers without credit scores. Automated assessments will make the process more efficient and provide greater certainty that the government-backed lender will purchase the loan, HousingWire reported.

  • The Loan Product Advisor will evaluate loans based on Freddie Mac’s credit requirements to determine risk for borrowers who lack credit scores but can supply payment references.

  • The move aims to support responsible lending while improving access to credit for all borrowers, including those with low and moderate...
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By

Kenneth R. Harney / Washington Post Writers Group

When is your “credit score” irrelevant in buying a house or refinancing a mortgage? A new federal legal settlement with a major credit bureau has the answer.

The Consumer Financial Protection Bureau says that Experian “deceptively marketed credit scores to consumers by misrepresenting” them as “the same” as what their lender would use to determine loan terms.

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